Opinion

Tue 5 May 2015

Safe as houses: Property's not necessarily safe investment

Safe as houses: Property's not necessarily safe investment

I AM greatly in favour of property investments under the right circumstances.

Mon 20 Apr 2015

You may need to save for a longer life

You may need to save for a longer life

THE federal government’s latest Intergenerational Report has dished up some remarkable findings about our life expectancy.

Tue 7 Apr 2015

Bank savings reform plan would benefit only a wealthy few

Bank savings reform plan would benefit only a wealthy few

TAX REFORM is in the news again with a range of proposals being bandied about, among them one giving special tax concessions to money earned as interest.

Tue 31 Mar 2015

Young must pay more tax to sustain the ageing

Young must pay more tax to sustain the ageing

SADLY, most voters are not prepared to accept the tough medicine that is needed to get the country’s finances back on track.

Mon 23 Mar 2015

Abbott's plan to help small business most likely won't

Abbott's plan to help small business most likely won't

CUTTING the company tax rate for small businesses won't work - most of them aren't companies.

Super fees and home loan rates - check yours are manageable

Super fees and home loan rates - check yours are manageable

THE old adage ‘you pay for what you get’ doesn’t always hold true when it comes to money matters.

Tue 3 Mar 2015

OPINION: The difference between good debt and bad debt

OPINION: The difference between good debt and bad debt

I GET asked about this all the time. What is good debt, and what is bad debt? Isn't all debt bad?

Tue 24 Feb 2015

Downsize your home and enjoy a wealthier retirement

Downsize your home and enjoy a wealthier retirement

THE debate about the exclusion of the home from the aged pension assets test raises an important planning issue for retirees and empty-nesters.

Mon 16 Feb 2015

Pensions are under attack

Pensions are under attack

BOTH state and federal governments are becoming increasingly short of money with no realistic remedies in sight to rectify the situation.

Holiday debt lingers on

Holiday debt lingers on

THE tinsel may be packed away but four out of ten Australians are still feeling the pain of holiday season spending.

Mon 9 Feb 2015

How does generating solar power affect my taxes?

How does generating solar power affect my taxes?

A MAJOR question for anybody thinking of installing solar panels will be how the ATO treats those who generate power and sell the excess back to the grid.

Put cash from interest rate cut to good work

Put cash from interest rate cut to good work

THE recent decision by the Reserve Bank to cut the official cash rate will put money back in the pockets of home loan borrowers through lower repayments.

Mon 12 Jan 2015

Get money matters right from day one of your marriage

Get money matters right from day one of your marriage

THIS year around 120,000 Australians will get married, and let’s face it, it’s a pretty exciting time for them. And of course, everyone hopes it will last!

Mon 5 Jan 2015

Now's a great time for setting achievable goals

Now's a great time for setting achievable goals

THE New Year heralds the start of what is often a very short lived resolution season.

Tue 2 Dec 2014

Higher life expectancy raises tricky retirement questions

Higher life expectancy raises tricky retirement questions

AUSTRALIAN male life expectancy has topped 80 years, putting us in a club of just four nations in which both men and women have life expectancies over 80.

Mon 1 Dec 2014

Our GFC hangover doesn't come with the boom of rebuilding

Our GFC hangover doesn't come with the boom of rebuilding

AUSTRALIA is facing challenging times.

Enjoy a happy financial Christmas

Enjoy a happy financial Christmas

I RECKON Christmas offers a wonderful opportunity to get together with mates and family, but it can see us dipping into our wallets more than usual.

Mon 24 Nov 2014

Mortgage-free is good but so is Superannuation

Mortgage-free is good but so is Superannuation

AUSTRALIANS have been working to pay down their home loans, with RBA figures showing home owners are, on average, around two years ahead with their mortgage.

January 1 looms with changes to the age pension

January 1 looms with changes to the age pension

JANUARY 1 is a significant date for many retirees. That’s when the rules regarding the age pension and the Commonwealth Seniors Health Card (CSHC) will change.

Tue 18 Nov 2014

GFC fears encourage term deposits but shares are still best

GFC fears encourage term deposits but shares are still best

THE team at Yellow Brick Road Ballina fields around half a dozen inquiries a day from people, predominantly retirees, asking what our best term deposit rate is.

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